valley health plan
Valley of the employers concerned about how a government-run system could affect
With several bills to reform care Health officials are making their way through congressional committees, many employers in the Valley are concerned about how the results will affect your financial future.
And to the increase in health insurance premiums, companies also worry about being held to provide health coverage for all workers and how a government-run option would affect costs. A proposal that benefits consultants wringing her hands is a duty on insurance plans cost the family more than $ 21,000 per year.
Kathryn Bakich, National Director for compliance with health care in Washington County Segal, said that the legislature must be careful not to do something that will create adverse consequences for employer plans.
Most of the spending plans of $ 15,000 $ 18.000 per year, "she said, including the employer and the employee. With a couple of years of inflation, some of these plans will hit the ceiling of 21,000 dollars and be open to additional taxes on employers.
"Sometimes they call it a Cadillac taxes, but not imposed Cadillac plans" Bakich said. "It''s a big problem."
She saw no consensus among employers about the plans seem to be more favorable to employers. She said some employers'' groups do not like one of the proposals, while others as an aspect of a complex plane.
"Everyone is trying to see what the Senate Finance Committee, comes with, which will be combined with the bill the Senate Health Committee, said.
coverage by the employer based
Dennis Hoffman, professor of economics at the WP Carey School of Business at Arizona State University, said the U.S. is the only country that relies on employers to provide basic health insurance. It is the practice began after the Second World War when the government imposed wage and price controls in companies. Therefore, employers – from the automotive industry – offered health benefits to encourage high-quality employees.
"In terms of market economy based work would be more effective if people are free to seek employment and could not separate insurance coverage of employment, "said Hoffman." Companies may feel free to hire and fire employees without worrying about the consequences of insurance, pre-existing conditions and trials around the safe. "
Hoffman, who receives the benefits of the global situation said he was satisfied with their coverage. The state of Arizona recently received $ 750 million plan contracts health several competitors to sign a budget 135,000 members. Hoffman decided to Boise, Idaho AmeriBen based plan, which is using the Blue Cross Blue Shield Provider the network in Arizona.
"I have no complaints about my benefits package including our own, but it has always cost the state and I have a lot of money," said.
Hoffman would not exclude health benefits and put that money in their pay to buy health coverage.
Jack Lunsford, president and CEO WESTMARC, a coalition of West Valley Economic Development, said a government plan could destroy the system of employer coverage that works for many Americans. However, it also says that a tax on small businesses that do not offer insurance to employees were hurt.
Lunsford is grateful for WESTMARC coverage through Group Health Care, which provides a safety net for small businesses that are struggling to find affordable health plans on commercial sector.
"We were not able to offer their employees health insurance until they qualified group of health care," said Lunsford.
The companies fear that the mandate
Employers like Marwan Madanat, who hire independent contractors and do not offer health insurance, for example, an ordinance for business would be "devastating" for his company to AlphaMed Solutions Inc. Chandler.
AlphaMed has four employees in Arizona and 16 in the States States that provide medical transcription services and medical billing offices. All are home to independent contractors, which means they are responsible for their own insurance.
Madanat expected expansion in the rapidly growing electronic health records, many say the time will help to reduce medical costs.
"I think we have the best medical care in the world," Madanat said, who was born in Jordan and became a U.S. citizen in 1994. "That''s where I''m going with this technology. At the end of the day can help reduce the cost of providing services and expect the doctor to reduce their costs. This would have a domino effect. "
Scott Harkey, a Phoenix-based social marketing firm Owens Harkey & Associates, said he recently had to cut Medicare benefits five full-time and four part-time employees.
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